Products and Services

Product and Services

Cedar Rapids State Bank encourages savings and strives to provide an array of depository, credit and other financial services to our community, its businesses and citizens. We take pride in providing our customers with small town banking. Cedar Rapids State Bank offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.


Deposits

We have a complete range of deposit accounts for our customers. These include checking accounts with debit card availability, savings accounts, certificates of deposit, and individual retirement accounts.

Checking
  • Regular
  • Junior
  • Organization
  • NOW
  • Super NOW
  • Money Market
Certificate of Deposit
Retirement Accounts
  • IRAs
  • SEP IRAs
  • Roth IRAs
  • Simple

Lending

Cedar Rapids State Bank provides a variety of credit types with competitive rates. They include consumer, commercial, small business, agricultural as well as community development loans.

Personal Loans
  • Auto Loans
  • Recreational Vehicles
  • And Other Personal Loans
Real Estate Loans
  • Commercial Property Loans
  • Land Purchase and Refinance
  • Rental Property Loans
Commercial Loans
  • Farm Operating Loans
  • Commercial/Business Operating Loans
  • Machinery and Equipment Loans

We also provide a night depository for the convenience of our customers as well as a drive up window. Internet Banking is an additional convenience for our customers as well as mobile banking. Safe deposit boxes are available for customers.