Agriculture
Deposits
Checking
Regular Checking
v $25.00 minimum balance to open account
v FREE VISA Debit Card
v FREE unlimited ATM usage at Cedar Rapids State Bank ATMs
v FREE Internet and Mobile Banking Services
* Age 19 and under there is No Minimum Balance requirement or Maintenance Fees.
* $5.00 Monthly Maintenance Fee if average balance falls below required Minimum Balance.
* See Truth in Savings Disclosure for full details regarding account limitations.
Consumer Gold Checking
v $1,000.00 minimum balance to open account
v Interest bearing rate tiers based on balance
v FREE VISA Debit Card
v FREE unlimited ATM usage at Cedar Rapids State Bank ATMs
v FREE Internet and Mobile Banking Services
*$10.00 Monthly Maintenance Fee if average balance falls below required Minimum Balance.
* See Truth in Savings Disclosure for full details regarding account limitations.
*Rates are subject to change at any time.
Savings / Money Market
Savings
v $25.00 minimum balance to open account
v Interest bearing account
v FREE Internet and Mobile Banking Services
* $5.00 Quarterly Maintenance Fee if average balance falls below required Minimum Balance at any time.
* See Truth in Savings Disclosure for full details regarding account limitations.
*Rates are subject to change at any time.
Money Market
v $10,000.00 minimum balance to open account
v Interest bearing rate tiers based on balance
v FREE Internet and Mobile Banking Services
*$10.00 Monthly Maintenance Fee if average balance falls below required Minimum Balance.
* See Truth in Savings Disclosure for full details regarding account limitations.
* Rates are subject to change at any time.
Debit Cards
v Customizable PIN Number
v FREE unlimited ATM usage at Cedar Rapids State Bank ATMs
v 24/7 access
to funds for all your purchasing needs
Rates
Please contact us for our current rates.
Open an account today.
Loans
Operating Loans & Lines-of-Credit
Our operating loans and LOC options, allow flexibility to advance funds as needed in order to meet the daily needs within your farming operation, while allowing payments at any time. As you pay down your line of credit, funds are available to use again as you need it, up to your credit limit.
Livestock Financing
The Bank’s ag-focused loan officers understand livestock operations and can design a plan that individually suits your financing needs.
Equipment Loans
Purchase of new or used farm equipment, which can be financed over an extended period of time to help keep annual payments low.
Real Estate
Whether you are investing in new farm ground or refinancing an existing real estate loan, we make the process easy, through customized loans that fit your long-term cash flow needs.
Farm Service Agency Loans
We can utilize FSA’s Guaranteed Farm Loan Program to help provide financing to buy farmland or finance agricultural production. This can provide the bank an additional safety net against financial loss and can be used to help beginning farmers acquire and run an operation. We will work directly with FSA, so you still work with one of our local loan officers.
Farmer Mac Loans
To better serve our ag customers, we have become an Approved Lender with FarmerMac to be able to offer more competitive terms and long-term fixed rates. We can sell off eligible loans secured by first lien mortgages on agriculture or rural assets. We maintain all servicing of the loans, so you still work with one of our local loan officers.
Contact a banker or loan officer to get started.
Digital Services
Online Banking
v Easy account set up on your phone, tablet or computer.
v Multiple layers of security to help keep your information safe & secure.
v 24-hour access to checking, savings, loans and CDs.
v View your balance, account history, statements and check images.
v Quickly move money between your CRSB accounts 24/7.
v Manage your Debit Cards – turn on/off, travel alerts and PIN reset
v Setup Bill Pay
Mobile Banking / Mobile Deposit
v Download our mobile banking app on your smartphone today.
v Deposit endorsed paper checks using your phone’s built-in camera 24/7.
v Multiple layers of security to help keep your information safe & secure.
v 24-hour access to checking, savings, loans and CDs.
v View your balance, account history, statements and check images.
v Quickly move money between your CRSB accounts 24/7.
v Manage your Debit Cards – turn on/off, travel alerts and PIN reset.
