Business
Deposits
Checking
Regular Checking
v $25.00 minimum balance to open account
v FREE VISA Debit Card
v FREE unlimited ATM usage at Cedar Rapids State Bank ATMs
v FREE Internet and Mobile Banking Services
* Age 19 and under there is No Minimum Balance requirement or Maintenance Fees.
* $5.00 Monthly Maintenance Fee if average balance falls below required Minimum Balance.
* See Truth in Savings Disclosure for full details regarding account limitations.
Business Gold Checking
v $5,000.00 minimum balance to open account
v Interest bearing rate tiers based on balance
v FREE VISA Debit Card
v FREE unlimited ATM usage at Cedar Rapids State Bank ATMs
v FREE Internet and Mobile Banking Services
*$10.00 Monthly Maintenance Fee if average balance falls below required Minimum Balance.
* See Truth in Savings Disclosure for full details regarding account limitations.
*Rates are subject to change at any time.
Savings / Money Market
Savings
v $25.00 minimum balance to open account
v Interest bearing account
v FREE Internet and Mobile Banking Services
* $5.00 Quarterly Maintenance Fee if average balance falls below required Minimum Balance at any time.
* See Truth in Savings Disclosure for full details regarding account limitations.
*Rates are subject to change at any time.
Money Market
v $10,000.00 minimum balance to open account
v Interest bearing rate tiers based on balance
v FREE Internet and Mobile Banking Services
*$10.00 Monthly Maintenance Fee if average balance falls below required Minimum Balance.
* See Truth in Savings Disclosure for full details regarding account limitations.
* Rates are subject to change at any time.
Debit Cards
v Customizable PIN Number
v FREE unlimited ATM usage at Cedar Rapids State Bank ATMs
v 24/7 access to funds for all your purchasing needs
Certificates of Deposit
v $1,000 Minimum Balance to Open Account and Earn APY
v Terms ranging from 6 Months to 5 Years
v The rate of interest in guaranteed for the entire term of the investment
*All Certificates of Deposit Accounts are automatically renewable
*Flex CD: one withdrawal per 12-month period up to 10% of principal balance and unlimited deposits
The following early withdrawal penalties apply to all Certificates of Deposit
– 30 days interest penalty for a term less than or equal to 12 months
– 90 days interest penalty for terms greater than 12 months
Rates
Please contact us for our current rates.
Open an account today.
Loans
Operating Loans & Lines of Credit
Our operating loans and LOC options allow flexibility to advance funds as needed in order to meet the daily needs within your business operation, and allows payments at any time. As you pay down your line of credit, funds are available to use again as you need it, up to your credit limit.
Installment Loans
Connect with one of our loan officers to find the best option for you when it comes to financing for equipment and inventory. We offer flexible terms and low interest rates when finding the best installment loan option for you and your business.
Commercial Real Estate
We pride ourselves in being a locally-owned community bank and having the ability to provide a quick turnaround time for approvals. When looking to invest in commercial real estate, we provide numerous financing options to help you achieve your goals.
Contact a banker or loan officer to get started.
Digital Services
Online Banking
v Easy account set up on your phone, tablet or computer.
v Multiple layers of security to help keep your information safe & secure.
v 24-hour access to checking, savings, loans and CDs.
v View your balance, account history, statements and check images.
v Quickly move money between your CRSB accounts 24/7.
v Manage your Debit Cards – turn on/off, travel alerts and PIN reset.
v Setup Bill Pay
Mobile Banking / Mobile Deposit
v Download our mobile banking app on your smartphone today.
v Deposit endorsed paper checks using your phone’s built-in camera 24/7.
v Multiple layers of security to help keep your information safe & secure.
v 24-hour access to checking, savings, loans and CDs.
v View your balance, account history, statements and check images.
v Quickly move money between your CRSB accounts 24/7.
v Manage your Debit Cards – turn on/off, travel alerts and PIN reset